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Be it to a second home overseas, a long holiday or abroad to visit friends and family, the older generation need to think about having appropriate travel insurance in place before they go abroad this winter, urges specialist money saving website moneymaxim.co.uk.

With the night’s drawing in and the weather getting colder, November is traditionally the time of year when many older people head abroad to warmer climes. While heading abroad can save them money and help improve their health, older people also need to think about having appropriate travel insurance in place before they travel.

Figures show that while travel insurance for those aged 18-54 in Europe is very affordable, premiums for those aged 65-74 are up to three times as much.*
This is largely because travellers over 65 are more likely to need to make a claim on their insurance.

Mark Bower from moneymaxim.co.uk explains;

“Everyone travelling abroad should have travel insurance, but this is even more important for those travelling who are over 60. The older you are, the more likely it is that you will need to claim on your travel insurance and with many older travellers looking to make extended travel plans over the winter months; we urge that they have adequate travel insurance with them before they travel.

“Something to keep an eye out for is pre-existing medical conditions. If you have a medical condition you really need to shop around for specialist insurance to ensure that you have the right cover for your specific needs. The main benefit of this type of insurance is that it allows travellers who have pre-existing medical conditions to go abroad with peace of mind without having to worry about extra medical costs in case something happens.”

Moneymaxim compares travel insurance policies, including travel insurance for the over 60s; travel insurance for over 70s; and travel insurance for the over 80s. The money saving website also has a dedicated section for older travellers or those with a pre existing medical condition. Help is available online or over the phone for travellers looking for information on their ideal travel insurance policy.

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